OUR PRODUCTS
WHAT WE OFFER
Available Plans & Products
Term Life Insurance
Term life insurance is for a specific length of time: 10, 20 or 30 years. Someone purchasing this insurance is usually younger and will only need coverage for a specified length of time. Plans are often high in value and low in cost.
Medicare
These plans consist of Medicare Supplements, Medicare Advantage and Part D Prescription Plans. Medicare is for those over 65 and those on disability or those who have specific medical conditions.
Life Insurance Investments
Life products can be used as investments. These products gain cash values that policyholders may use as a loan. This helps people purchase a home or pay for college. These policies can also be used to supplement retirement funds, long-term care and living benefits for those with a critical or terminal illness.
Health Supplements
Health supplements work with health insurance to protect your finances from larger, specific risks like: Cancer, Heart/Stroke, Hospital, Short-Term Home Health, Maximum Out-Of-Pocket and Dental, Vision and Hearing plans.
Final Expense Life Insurance
Final expense life insurance are whole life insurance plans meant to pay for a person's final expenses. These could include: funeral services, the ability to pay off credit cards and smaller bills or any other expenses incurred at the end of life.
OUR WORK PROCESS
We Follow Simple Steps
To Get You Covered
Needs Analysis
The first step to obtaining coverage is determining your needs of coverage, eligibility for financial assistance and ensuring your doctors, medications and preferred facilities are covered.
Educate
Next, I educate you on your need for coverage and the plans that will benefit you the most. The goal is to ensure you have all the information you need to make an informed decision without overwhelming you.
Choose Your Plans
Lastly, you choose your plans. Once we have established needs and goals and educate you on available products, you choose what you think will fit you and you family's need and budget the best.